What does AUL mean in COMPANIES & FIRMS

American United Life Insurance Company offers a variety of life insurance products including term life, whole life, universal life, and indexed universal life. They also offer annuities and disability insurance coverage.

Eligibility requirements vary by policy type. However, most policies will require applicants to be 18 years or older and have an acceptable level of health. Certain policies may also include additional requirements such as a medical exam or financial background check.

You can apply for a policy online on the American United Life website or you can speak to a licensed representative who can help you complete the process in person or over the phone.

The underwriting process involves assessing your risk exposure based on factors such as your age, health, lifestyle, occupation, and other factors that could influence premiums or coverage limits. The insurer will review your medical records and other information to make a decision about your application.

Premiums vary depending on the type of policy you choose and the amount of coverage you need. It is important to consider all factors when deciding which policy is right for your needs and budget. It’s also helpful to get quotes from multiple insurers before making a decision.

Discounts may be available depending on which type of policy you buy as well as other factors like age, current health status, driving record, occupation or profession, etc. Speak with a licensed representative at American United Life to find out what discounts may be available to you.

Yes, many riders are available with life insurance policies from American United that can provide additional protection such as accelerated death benefit riders that allow access to funds in certain circumstances such as terminal illness; accidental death benefit rider; waiver of premium rider; long-term care rider; etc.

To make modifications to your existing policy please contact customer service at American United Life directly at 1-800-555-1234 so they can assist you with making any necessary changes.

Yes, however if you cancel within a certain period after purchase it may result in forfeiting some portion of the premiums already paid into the policy so it’s important to understand all terms before cancelling a policy so that you fully understand any potential consequences associated with cancellation prior to doing so.

Yes typically most life insurance policies offered by AUL include funeral expense coverage depending on both face value amount chosen at time of purchase as well as any riders purchased along side base plan.