What does AAM mean in NYSE SYMBOLS
AAM stands for AAMES Financial Corporation. It is a financial services company that specializes in providing financing solutions to individuals and small businesses. The company operates through its various subsidiaries, including AAMES Mortgage Company, AAMES Home Equity Loan Corporation, and Aames Capital Corporation. The company was founded in 1991 and is based in Los Angeles, California.
AAM meaning in NYSE Symbols in Business
AAM mostly used in an acronym NYSE Symbols in Category Business that means AAMES Financial Corporation
Shorthand: AAM,
Full Form: AAMES Financial Corporation
For more information of "AAMES Financial Corporation", see the section below.
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What They Do
AAMES Financial Corporation provides various financing solutions to individuals and small businesses. These include loan origination, funding, debt restructuring, portfolio management, default servicing, bankruptcy processing, credit bureau reporting and consumer loan servicing. The company also provides merchant cash advances and other related services to help businesses with their growth requirements. Additionally, the company offers competitive rates on home loans through its subsidiary Aames Mortgage Company.
Services Offered
Aames Mortgage Company offers competitive interest rates on home loans for both prime borrowers as well as those with bad credit history or other credit issues. The company also offers refinance programs to help borrowers lower their monthly payments or access equity in their homes. In addition to mortgage origination services, they provide debt restructuring services that can help improve a borrower’s financial standing by renegotiating debt balances so as to reduce it over time or enter into payment arrangements that are more sustainable for them financially.
Default Servicing & Portfolio Management
AAMES Financial Corporation's subsidiary Aames Capital Corporation provides default-servicing programs which assist customers who have fallen behind on their loan repayments due to unexpected circumstances such as job loss or illness. Through its portfolio management services they monitor loan portfolios of clients who have loaned money out for investments purposes so they can effectively manage the position of the investors’ funds while minimizing risks associated with defaulting payments over time.
Credit Bureau Reporting
The company also offers credit bureau reporting services which allows borrowers to keep their credit scores up-to-date by providing real-time updates of their repayment statuses so they can ensure that every payment made is accurately reported thereby maintaining a good credit rating over time. This will not only benefit them but potential lenders too as an accurate reflection of past performance helps in making sound lending decisions in the future.
Essential Questions and Answers on AAMES Financial Corporation in "BUSINESS»NYSESYMBOLS"
What is AAMES Financial Corporation?
AAMES Financial Corporation is a financial services company based in California that specializes in residential mortgage and home equity loan origination and servicing. It is a subsidiary of Nationstar Mortgage Holdings, Inc., the leading servicer of mortgage loans in the United States.
What services does AAMES provide?
AAMES provides a variety of products and services related to mortgage lending, including loan originations, customer service, underwriting, and processing. It also offers additional services such as credit counseling, debt consolidation, and other forms of financial support.
How do I apply for a loan with AAMES?
To apply for a loan from AAMES, you can either visit their website or contact them by phone to speak with an advisor. All applicants will need to provide basic financial information such as income and asset verification, credit history, and employment/residence history before the application process can begin.
How long does it take for AAMES to process my application?
The length of time needed to process an application varies depending on the type of loan being applied for and the amount of documentation required by the lender. Generally speaking though, most applications should be processed within 7-10 business days once all necessary documents have been provided.
Are there any fees associated with applying for a loan with AAMES?
Yes, there may be fees associated with applying for a loan through AAMES. This could include application fees, credit report fees, appraisal fees or other closing costs associated with obtaining your loan. Your loan officer will be able to explain any potential associated costs prior to submitting your application.
Does AAMES offer fixed or adjustable rate mortgages?
Yes, both fixed rate mortgages and adjustable rate mortgages are available through AAMESFinancial Corporation. Your Loan Officer will help you determine which type of financing program best meets your needs based on your current financial situation and future objectives.
Does Aames offer refinancing options?
Yes, refinancing options are available through many different lenders that partner with AAMESFinancial Corporation. Refinancing can help you lower your monthly payments or pay off your mortgage more quickly if you qualify for better rates than what you currently have on your home loan.
Final Words:
Overall AAMES Financial Corporation is a leading provider of financial solutions catering specifically towards individuals and small businesses offering competitive rates on home loans as well as other related services such as debt restructuring, portfolio managementdefault servicing andcredit bureau reportingto help customers with all facets of managing their finances effectively.
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