What does SBK mean in INTERNATIONAL BUSINESS

Siemens-BetriebsKrankenkasse (SBK) is a statutory health insurance company in Germany that provides health care services to its members. SBK is managed by a board of trustees made up of employees from Siemens AG and elected representatives from both employers and employees.

In order to become a member of SBK, you will need to meet certain requirements. These include being employed by or affiliated with Siemens AG, having an official residence in Germany, and following the company’s contribution rules. Additionally, there may be other eligibility criteria depending on your specific circumstances.

As an SBK member you are entitled to receive high quality medical services from participating healthcare providers at no cost or significantly reduced fees. You also have access to hospital care provided by approved institutions at special rates for SBK members. Other benefits may include preventative medicine programs, dental check-ups, specialist consultations and more.

There are different membership plans available that vary in price based on your specific needs. Generally speaking, the basic plan includes basic coverage such as medical services plus additional options such as dental care or special treatments at discounted rates that can be added if desired.

Yes, when choosing a healthcare provider you must ensure they are approved by SBK before scheduling any appointments or procedures. This is easily achievable as most doctors and hospitals in Germany have entered into agreements with SBK allowing their members to receive services without restriction.

No, unfortunately coverage outside of Germany is not part of your SBK membership package and any costs incurred during travel must be paid out-of-pocket or claimed through other means such as international travel insurance policies.

Yes indeed – if you feel something has been misinterpreted or overlooked in regards to your coverage then you can appeal the decision by submitting information regarding your case with related documentation for review either online via the customer self service portal or submit it directly via mail at the main office address.

Yes, it depends on the condition but generally speaking pre-existing conditions are covered under basic insurance plans although special treatments may not always be included and require additional forms of payment (e.g., copays). If you require details regarding specific treatments please contact our customer support.