What does RCBP mean in MEDICAL
RCBP is an acronym which stands for Rural Carrier Benefit Plan. It is a plan that provides additional benefits to rural carriers employed by the United States Postal Service (USPS). RCBP is designed to provide supplemental insurance coverage for medical and disability expenses, as well as death benefits to eligible USPS employees who are in rural areas, including active and retired rural letter carriers. The Rural Carrier Benefit Plan was developed with the intention of increasing recruitment and retention of rural postal workers, while providing them with greater financial security.
RCBP meaning in Medical in Medical
RCBP mostly used in an acronym Medical in Category Medical that means Rural Carrier Benefit Plan
Shorthand: RCBP,
Full Form: Rural Carrier Benefit Plan
For more information of "Rural Carrier Benefit Plan", see the section below.
Essential Questions and Answers on Rural Carrier Benefit Plan in "MEDICAL»MEDICAL"
What is the Rural Carrier Benefit Plan (RCBP)?
The Rural Carrier Benefit Plan (RCBP) is a benefit plan administered by the U.S. Postal Service which provides benefits to rural carrier associates including health, dental, vision and life insurance as well as retirement options and long-term disability coverage.
Who is eligible for the RCBP?
All career rural carrier associates are eligible for the RCBP upon completion of their 90-day probationary period.
How do rural carrier associates enroll in the RCBP?
Once their probationary period has been completed, rural carrier associates must contact their local Human Resources (HR) office to complete an Enrollment Form.
Are family members also eligible for coverage under the RCBP?
Yes. Eligible family members may be covered under the plan. Family members typically include spouses, domestic partners and children up to age 26. Additional details can be found in your Benefits Summary Plan Description (SPD).
Is there a cost associated with coverage under the RCBP?
Yes. Participants must pay a portion of the monthly premium depending on their level of coverage and whether it is employee-only or employee plus one or more dependents. Additional details can be found in your Benefits Summary Plan Description (SPD).
Does the RCBP cover dental care?
Yes. Participants are provided with access to dental care through Delta Dental for low monthly premiums when enrolled in self and family coverage options through the RCBP. Additional details can be found in your Benefits Summary Plan Description (SPD).
Does the Medicare Part A supplement included with RCPB provide additional coverage?
Yes, those who are enrolled in Medicare Part A receive additional benefits including hospitalization, physician visits, skilled nursing facilities and home health services among other medical expenses provided they are covered under an employer’s group health plan such as a RCPB or FEHB plan at least six months prior to becoming eligible for Medicare Part A. Details can be found in your Benefits Summary Plan Description (SPD).
Does RCPB provide long-term disability benefits?
Yes. Long-term disability benefits are available through RCPB after a participant has been disabled due to an illness or injury for at least 180 consecutive days following enrollment into the plan provided all eligibility requirements have been met. Details can be found in your Benefits Summary Plan Description (SPD).
Final Words:
The Rural Carrier Benefit Plan (RCBP) offers supplemental health insurance coverage and other financial protections specifically for USPS employees working in hard-to-access places across the United States. By increasing financial security for these individuals through additional coverages like disability payments and death benefits, the USPS hopes that this plan will improve recruitment efforts as well as incentivize existing personnel away from potential harm due to their largely isolated working environments.