What does KMF mean in FINANCE

Kia Motors Finance (KMF) is a car-financing company that offers services to customers who wish to buy or lease a new or used Kia vehicle. Through KMF’s range of competitively priced financing programs, customers are able to make the most out of their car purchasing decisions.

Customers who wish to acquire a new or used Kia vehicle and have a valid driver’s license are eligible for KMF services. All members of the U.S. military are also eligible upon meeting certain qualification criteria.

The process begins with the customer submitting an online credit application which will allow a KMF representative to provide personalized financing options based on credit history and other factors like income and debt load. Once the terms are agreed upon, KMF will finance the purchase of the new or used car, set up monthly payment plans, and manage all documents related to the transaction.

To complete your loan application, you must provide your full name, address, date of birth, Social Security Number (SSN), email address and contact information such as phone number/mobile number/work number or otherwise provided contact details along with proof of residence and proof of income documents such as bank statements, paystubs or W2s.

Yes, you can easily get pre-approved by filling out the required information in our secure online application form or contacting us directly. Pre-approval provides customers with a better understanding of their borrowing power as well as estimated monthly payments before they shop for their car purchase or lease.

Yes, there may be fees associated with getting approved for a loan from KMF depending on your chosen loan product and type of financing you select. However most fees can be waived if certain requirements are met such as having sufficient down payment amount available upon closing. Please refer to our Loan Documentation page for more information on fees associated with specific types loans offered by KMF.