What does IHP mean in HEALTHCARE

What Is IHP?

IHP stands for Innovative Health Plan, an insurance option designed to provide comprehensive care coverage at an affordable cost. It is a form of managed care that combines aspects from traditional health insurance plans with new alternatives in order to provide members with more options. Individuals and families can benefit from lowered costs on healthcare services due to how IHP plans work by creating better incentives for members to obtain preventative or routine care in order to maintain their health over time.

Unlike traditional health insurance plans, IHP plans also offer additional benefits such as telehealth visits, wellness programs and even nutrition or fitness classes depending on the specifics of the particular plan chosen by the individual or business. As a result, IHP plans are becoming increasingly popular amongst those who are looking for a way to receive quality healthcare coverage while still saving money in the long-term.

Benefits of an IHP Plan

One of the main advantages of enrolling in an IHP plan is that it allows individuals and families better manage their healthcare needs without breaking the bank. The range of benefits offered under most plans helps members realize savings whether they need routine checkups or major treatments like surgeries or hospital stays. Additionally, since most policies cover types of preventive care including vaccinations and screenings as well as mental health services, it promotes overall improved wellbeing amongst those enrolled in them.

In addition to providing more comprehensive coverage than other types of insurance plans, many IHP policies also feature access to personal advisors or nurse navigators who can assist members with obtaining referrals or making decisions about what kind of medical treatment they should pursue – something not usually found under traditional healthcare policies. Furthermore, many people find that these premiums are lower compared to other forms of coverage available due to combined factors such as lower deductible amounts and out-of-pocket expenses for certain medications or services being covered under their policy's specific parameters set forth by the insurer.