What does HPSM mean in HEALTHCARE

The Health Plan of San Mateo provides comprehensive health insurance coverage, including physicians’ services, hospitalization, preventive care and prescription drugs.

Yes, the HPSM offers dental coverage as part of their comprehensive health plan. This includes preventive care, such as regular professional cleanings and examinations, as well as more involved treatments.

You can apply for the HPSM health plans online or by filling out a paper application. Once your application is received, it will be reviewed by an enrollment specialist to determine your eligibility.

Most likely yes, depending on which plan you choose and if you qualify for any subsidies or discounts available through the HPSM.

Depending on the plan you choose and if it covers out-of-state services, you may be able to receive covered benefits when receiving healthcare outside of California. However, it is always best to check with your specific plan prior to receiving care outside of California in order to ensure that it will be covered.

Yes, most of our plans have co-pays associated with them that need to be paid at the time service is rendered. Co-pays can vary depending on which provider you visit and what procedure is being done so please check with your specific plan prior to visiting a provider in order to know whatco-pay is expected from you at checkout.

Yes, some plans require that you meet a deductible before certain covered benefits become available. This means that you will be responsible for paying all costs above your deductible until it is fully met each year before full benefits are provided under these plans. Please refer to your specific plan for more detailed information about deductibles associated with it.

If you fail to enroll or re-enroll during open enrollment, late enrollees may have higher premiums than those who enrolled or re-enrolled during open enrollment periods and they might not be eligible for special discounts or other incentives offered through their plans.