What does HCIB mean in MEDICAL

The Health Care Insurance Board (HCIB) helps Canadians access and manage their health care insurance. It provides necessary coverage for both individuals and families, so that they can receive quality healthcare in times of need without worrying about prohibitive costs.

Yes, HCIB is free of charge to all Canadians who qualify for coverage through the agency. In order to be eligible, applicants must meet set criteria as outlined by the government.

Anyone who meets the established criteria set by the federal or provincial/territorial governments may apply for HCIB coverage. These criteria include income level, employment status, age and residency requirements.

Yes, certain restrictions may apply when using HCIB services depending upon the province or territory you live in and your eligibility requirements. Generally speaking, however, all services provided are subject to certain limitations such as pre-existing medical conditions or service caps placed on individual treatments or procedures.

Yes, certain provinces may offer plans with some form of drug coverage available through private insurance companies or government programs such as Merck Frosst Drug Insurance Program (Merck Frosst DIP). If a plan does not cover prescription drugs directly then an individual may be able to use the Public Drug Programs available in some provinces/territories which offers discounted rates on certain prescriptions medications at participating pharmacies. Every plan will differ slightly so please check with your local provider to determine what options are covered under your particular plan.