What does AIU mean in INSURANCE

AIU is an insurance company that specializes in providing property, casualty and specialty insurance services to businesses throughout the US. We provide service to a variety of industries including manufacturing, retail, construction, technology, hospitality and more. Our products are tailored to meet the specific needs of our clients ensuring they receive coverage that best fits their business at a competitive rate.

AIU offers property, casualty and specialty insurance products designed to meet the individual needs of our clients. Property insurance covers buildings, equipment and other physical assets while casualty covers liability for incidents such as vehicle accidents or medical costs resulting from injuries on a business’ property. Specialty coverage includes products such as cyber security or advertising injury liability protection which are tailored specifically to protect businesses from financial losses due to risks associated with operating their business.

Yes! AIU has partnerships with leading carriers which have the capability to provide coverage for multinational risks in virtually any country around the world. We have access to markets up to A rated carriers and can craft specialized programs depending on your specific risk profile and scope of operations.

Most policies can go into effect within 72 hours once all necessary paperwork has been signed off by both parties and all premium payments have been received. However this timeline may be accelerated or delayed depending on how complex your needs may be so we recommend reaching out early if you need immediate coverage for your business.

We accept payments by check, electronic funds transfer (EFT), credit card or online payments through our secure website portal. We make it easy for clients who wish to set up recurring payments via EFT since it eliminates manual work for us and ensures that premiums are paid timely every month.

Yes! We provide several discounts depending on the type of policy purchased including multi-policy discount if purchasing multiple types of coverage simultaneously or multiyear commitment discounts that incentivizes longer-term commitments from our clients. In addition, most carriers also offer industry specific discounts based on safety protocols implemented by their insureds when applicable so please reach out for more details about these discounted rates!

Absolutely! Depending on your risk profile and operational requirements we are able tailor a bespoke program unique to your business needs as long as it falls within the regulatory framework set forth by our carriers’ guidelines and state laws & regulations. Please contact us directly so we can discuss what solutions may work best for you!

Yes! Most general liability policies include coverage for legal defense costs in cases where legal action is brought against your business due to an accident/incident resulting from negligence caused by one of its employees or agents acting under its authority as well as settlement expenses should the case merit it should it fall within the scope of coverage outlined in your policy documents. Please refer to those documents for further details pertaining particular limits stipulated in each case.

Yes! We have several home based business solutions that allow entrepreneurs running small operations the ability purchase quality coverage at an economical price point while still protecting their operations from unforeseen mishaps that could occur during normal course of operations such as property damage & injuries after someone slips & falls inside their premises.