What does AGA mean in GENERAL

An Applied General Agency (AGA) is a specialized form of independent insurance agency working in the applied insurance sector providing advice and assistance to clients in selecting suitable coverage.

An AGA evaluates all available options for a client's circumstances and provides advice on the best policy to match the specific requirements. They also manage contracts with insurers, complete documentation, submit claims, provide ongoing support and handle disputes between clients and insurers.

AGAs are independent agents that are not tied to any single insurer, so they can offer unbiased advice and access to multiple products, which may lead to lower premiums. They also provide more personal service tailored to individual needs than many larger companies can provide.

People who need various forms of insurance such as life or auto often look to AGAs for advice since they specialize in these types of policies. Businesses may also use AGAs when attempting to secure liability protection or cover certain risks in order to protect themselves from potential losses.

Generally speaking, most AGAs don't charge fees for their services unless they win a case or negotiate successfully on behalf of their clients. However, some may charge a flat fee or rate depending on the type of service provided.