What does EPCU mean in UNIONS

To join EPCU, you must meet the membership eligibility criteria which include living, working, worshipping or attending school in one of the eligible towns designated by EPCU. You also need to make a deposit of either into a share account or into a checking account.

EPCU offers services such as savings accounts, checking accounts, certificates of deposit, mortgages and auto loans, IRAs and additional financial products and services. The credit union also provides online banking and mobile app access to manage your finances.

Benefits of being an EPCU member include competitive rates on loans and deposits along with no minimum balance requirements for checking accounts; access to online banking platforms and mobile apps; plus helpful financial education classes and seminars.

Yes, eligible members may enroll their checking accounts in Overdraft Privilege if they have had their account for at least 30 days. This service allows approved members' overdrafts up to 0 without paying any fees for the first 15 days after the service is activated. An annual fee applies after that period.