What does ACMC mean in COMPANIES & FIRMS

The American Church Mortgage Co. (ACMC) is a financial services company that specializes in providing mortgage loans to churches and other religious organizations. Our mission is to help churches build strong foundations for their communities and make houses of worship available to everyone, no matter their means. We provide mortgages for building projects, equipment purchases, debt consolidation, refinancing existing loans and more.

ACMC offers several types of loan programs depending on the needs of the church or organization. Some options include variable rate loans, fixed rate loans, construction-to-permanent financing options, portfolio-backed mortgage loans and FHA/VA/USDA-guaranteed mortgage products with competitive rates and terms.

Yes - the minimum loan amount for our ACMC products is $50,000.00 US Dollars (USD). Loans requests larger than this amount can be placed with multiple lenders or bundled into one transaction as needed.

After you submit your contact information for an initial consultation call with our representative, we will review your information and complete an assessment of your project scope and budget needs. If approved by underwriting standards, we will walk you through each step of the pre-approval process – including collecting any additional documents needed to finalize approval – before submitting your application package to a lender for review.

Once your application package has been submitted to our lending partners for review, it typically takes about 15 business days before a final decision is made on whether you are approved or not for funding. In some cases this can take up to 30 business days if further evaluations are needed from third parties such as appraisers or inspectors.

Yes - all loan programs through ACMC have processing fees associated based on the specific product chosen by applicants and details regarding these charges will be disclosed upfront during initial consultation meetings so that you are aware of what costs may be involved in securing funding from us.