What does CDFL mean in COMPANIES & FIRMS

Cholamandalam DBS Finance Ltd. (CholaDBS) is a non-banking finance company in India that offers financing and financial services solutions to individuals and businesses. They provide loans for vehicles, homes, working capital, business expansions, and more.

You can apply for a loan from CholaDBS by visiting the nearest branch or through their website. After submitting the necessary documents and forms, a representative will review your application and get back to you with details about the loan eligibility and terms & conditions.

Rates offered vary according to different loan products and depend on factors like loan tenure, amount borrowed, type of security/guarantee provided etc. The current interest rate information can be found on their website or at their branches.

Yes! CholaDBS offers an online repayment facility which allows customers to make payments securely from their bank accounts or credit/debit cards. Customers need to register themselves online for availing this service.

Yes, in some cases prepayment charges may be applicable when closing an existing loan depending on your loan product and associated terms & conditions. Please contact your local branch or refer to your loan agreement for more information regarding prepayment fees if applicable.

Yes! Customers who take up car loans with CholaDBS enjoy benefits such as discounted processing fees, low interest rates as well as other financial incentives such as extended warranties on cars purchased through them. Refer to the promotional offers currently running for further details on savings & advantages associated with this product line.

Loan approvals are based on individual credit profile assessment which takes into account multiple factors including credit history before making a decision regarding eligibility and risks involved in approving a particular home-loan applicant/request. Hence it's possible that you may be eligible despite having less than perfect credit score; please speak with their representatives directly to explore such options further if interested.

Yes! A wide range of term insurance plans are made available through tie-ups between the company & leading general insurance providers in India which can be purchased using either cash or EMI schemes as per choice & feasibility of customers.

Collateral accepted by Choladbs depends upon typical asset classifications such as Gold deposits at bank; liquid fixed deposits; life insurance policies; title deeds of real estate properties ; securities listed shares etc., Please discuss exact terms applicable to each accepted asset class individually prior availing any such bond.