What does SCHIS mean in HEALTHCARE
Senior Citizen Health Insurance Scheme (SCHIS) is a Government of India associated health insurance program for senior citizens that are above the age of 60. The scheme was instituted in 2008 with the aim of providing quality health and medical care to elderly individuals across the country. By paying an annual premium, seniors insured can avail medical coverage for different ailments and treatments without having to bear any financial burden. It is available through all public sector insurance companies like LIC, New India Assurance Co. Ltd., United India Insurance Co. Ltd., Oriental Insurance Co. Ltd., National Insurance Co. Ltd., Star Health & Allied Insurance Co. Ltd., and Reliance General Insurance Co. Ltd.
SCHIS meaning in Healthcare in Medical
SCHIS mostly used in an acronym Healthcare in Category Medical that means Senior Citizen Health Insurance Scheme
Shorthand: SCHIS,
Full Form: Senior Citizen Health Insurance Scheme
For more information of "Senior Citizen Health Insurance Scheme", see the section below.
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SCHIS Full Form
The full form for Senior Citizen Health Insurance Scheme (SCHIS) is “Senior Citizens’ Health Insurance Scheme” which was launched in 2008 by central government to provide health and medical care facilities to elderly people aged 60 years or above. The primary objective of this scheme is to assure senior citizens access to quality healthcare services without any financial burden.
SCHIS Meaning In Medical
SCHIS stands for ‘Senior Citizens’ Health Insurance Scheme’ whichis a Government sponsored health insurance program designed exclusively for senior citizens who are sixty years or older in India. Its main purpose is to provide health and medical care services at reduced cost so that those who cannot afford high-priced treatments have access to quality treatment without any financial stress.
Essential Questions and Answers on Senior Citizen Health Insurance Scheme in "MEDICAL»HEALTHCARE"
What is Senior Citizen Health Insurance Scheme?
Senior Citizen Health Insurance Scheme (SCHIS) is a health insurance scheme designed to provide financial security and access to superior medical treatment for Indian senior citizens. The scheme covers doctor consultations, hospitalisations, diagnostic tests, ambulance services, prescribed medicines and other medical procedures.
Who is eligible for SCHIS?
Any Indian citizen aged 60 years or above is eligible to enrol in the SCHIS.
Is there an income limit for enrolment in SCHIS?
No, there is no income limit to apply for SCHIS.
What are the documents required for enrolment in the Senior Citizen Health Insurance Scheme?
To apply for SCHIS you need proof of age such as PAN card, Aadhar card or voter’s ID card; proof of identity like a passport or driver’s license; and two recent passport-sized photographs.
How can one enroll in SCHIS?
Enrolling in SCHIS takes only a few minutes – you can download the application form online and submit it at any branch of the bank offering the scheme along with all necessary documents. Alternatively, you can visit the nearest branch office and request an application form directly from them.
Does SENIOR CITIZEN HEALTH INSURANCE COVER PRE-EXISTING CONDITIONS AND DISEASES?
Yes, pre-existing conditions are covered by most standard health insurance plans if they were previously diagnosed before plan commencement date and otherwise meet the underwriting criteria set by the insurer.
Are family members included in my policy under Senior Citizen Health Insurance Scheme?
No, Senior Citizen Health Insurance Plan provides only individual coverage i.e., cover is applicable only to senior citizen policyholder not his/her spouse/dependent children/parents etc.
Are Surgical Procedures Covered under SENIOR CITIZEN HEALTH INSURANCE?
Yes, surgical procedures that are medically necessary are generally covered under Senior Citizen Health Insurance Plans subject to satisfactory fulfilment of terms & conditions specified in it.
Does a TPA need to be registered with SEBI or IRDA?
Yes, any organisation acting as a Third Party Administrator (TPA) needs to be registered with either SEBI or IRDA depending on their area of operation.
Final Words:
Overall, Senior Citizen Health Insurance Scheme (SCHIS) provides an important source of relief for elderly individuals across India by offering them quality healthcare services at affordable rates through various public sector insurance companies. This scheme helps bring down out-of-pocket expenses enabling them to get access to good health care facilities at nominal costs with no additional financial constraints.