What does SAMMI mean in INSURANCE

State Auto Middle Market Insurance is a commercial insurance program for businesses with annual sales between $3 and $20 million. This specialized division of State Auto offers customized solutions to manage complex risks, provide flexible coverage options, and optimize the cost of insurance.

State Auto Middle Market Insurance provides comprehensive protection tailored to your specific requirements. Our policyholders are provided with top-tier service backed by experienced professionals and comprehensive coverage through our expansive network of A-rated insurance companies. Furthermore, we offer additional value-added services that can help reduce costs and optimize operations, such as claims advocacy, loss control engineering, legal services and more.

Yes! Our team works with businesses in a variety of large industries, including healthcare organizations, technology firms, transportation companies and more. To determine if you qualify for our middle market insurance program, please contact us directly to discuss your individual needs and risk exposures.

Our coverages include property and casualty (general liability, workers’ compensation), cyber liability & data privacy protections, commercial auto/fleet liability, employee benefits liability & fiduciary protection; surety bonds; umbrella/excess liability products; trade credit protection & kidnap/ransom coverage. We also offer flexible underwriting terms to meet each business’s unique risk management needs.

Absolutely! Our team works closely with our policyholders throughout the entire claims process to ensure their interests are properly represented toward an equitable resolution. We also have access to a wide range of services from throughout the industry that can be used to maximize claim outcomes such as litigation advisors and expert witnesses.

Yes! In addition to providing comprehensive insurance coverage tailored specifically for your business’s needs, we also provide access to additional resources that can help optimize operations such as risk mitigation plans & recommendations on how to best eliminate coverage gaps & deductibles.

Yes! We have dedicated customer service representatives that are available to answer any questions related to your policy or assist in filing a claim 24 hours a day seven days a week.

Standard commercial policies may not fully cover the risks faced by larger businesses whereas middle market policies provide more customizable options such as increased limits or tailor made exclusions depending on the type of industry you are in.

Yes! You can get an online quote quickly and easily simply by filling out an easy form on our website which requires some basic information about you and your business.

Yes! We regularly review our rates based on current market conditions so that we can always give our clients competitive prices without compromising on coverage quality or customer service.