What does TH mean in UNCLASSIFIED

Tabung Haji, abbreviated as TH, is an Islamic savings and pilgrimage scheme established under the Malaysian government. Participants can save money in accordance with shariah principles while also taking advantage of its hajj services.

Members deposit money into a saving account with TH and receive dividends based on Shariah principles and profit rates set by TH's board of directors each year. The deposits are then used to finance investments made by TH under the supervision of a Shariah advisory panel.

Yes, members cannot withdraw from their accounts before reaching 7 years of membership or fulfilling their hajj obligations. If withdrawal is done prematurely, there may be withdrawal charges imposed. Additionally, all withdrawals must be done in accordance with shariah regulations set by TH such as halal investments only being allowed.

Members are entitled to discounts and exclusive deals offered by TH when they register as members. Additionally, they can participate in promotions held regularly by TH to get rewards such as cashbacks or rewards points that can be used to purchase goods at partner outlets.

Apart from savings plans and exclusive offers, Tabung Haji also provides Hajj services for pilgrims who perform Umrah or Hajj every year during selected periods (as per Malaysian government regulations). They provide mekramah packages for these trips which include air tickets, accommodations etc at competitive prices.