What does BSBY mean in UNCLASSIFIED
Bhamashah Swasthya Bima Yojna, or BSBBY, is a health insurance scheme launched by the Government of Rajasthan to provide comprehensive healthcare coverage for individuals and families. The scheme was introduced in 2008 and seeks to ensure that every individual in the state has access to quality healthcare services without any financial burden. It includes a wide range of medical treatments and services such as lab tests, hospitalization, doctor consultations and many other benefits.
BSBY meaning in Unclassified in Miscellaneous
BSBY mostly used in an acronym Unclassified in Category Miscellaneous that means Bhamashah Swasthya Bima Yojna
Shorthand: BSBY,
Full Form: Bhamashah Swasthya Bima Yojna
For more information of "Bhamashah Swasthya Bima Yojna", see the section below.
Features
The features of this scheme are very attractive for an individual or family. First and foremost, it provides comprehensive health care coverage with no restrictions on age, income level or location. Secondly, premium payments are affordable; they vary depending on income levels but range from 0-5 percent of the family's total annual income. Beside this, the policy also covers pre-existing illnesses up to a certain amount. Additionally, there are no additional fees or charges for out-patient treatments such as doctor visits or medicines. Furthermore, members can use any network hospital within Rajasthan with cashless payment facility that allows them to receive their treatment without having to pay upfront themselves. Finally, there is an emergency ambulance service available for road accident victims at no extra cost.
Benefits
The primary benefit of this policy is that it provides access to quality health care even for those who may not be able to afford the high costs associated with medical treatments. This helps avoid indebtedness due to exorbitant medical expenses, making sure people don't have to make difficult decisions between spending on health care versus other basic needs like food and rent. Further benefits include portability of policy across all states in India; cashless facility across network hospitals; free ambulance services in case of accidents; and free annual checkups for all insured members over 18 years old.
Essential Questions and Answers on Bhamashah Swasthya Bima Yojna in "MISCELLANEOUS»UNFILED"
What is Bhamashah Swasthya Bima Yojna?
Bhamashah Swasthya Bima Yojna (BSBY) is a health insurance program launched by the Government of Rajasthan in 2015. It provides coverage up to Rs. 30,000 per year for select medical treatments and procedures.
Who is eligible to avail BSBY benefits?
The scheme is open to all female heads of families and members of Below Poverty Line (BPL) families belonging to Rajasthan state.
Are there any prerequisites for availing the benefits?
Yes, an individual must have a valid Bhamashah ID card in order to avail the benefits under the scheme.
How can I apply for BSBY?
You can apply online at http://rajswasthya.nic.in/sw/bsby_appln_page.php or visit your nearest CSC centre and fill out a form with necessary documents - proof of residence, photograph and ID proof (Adhaar Card/Voter's ID card etc.)
Is the enrolment fee applicable under the scheme?
No, enrolment under the Scheme is free of cost.
Is pre-existing illnes covered under BSBY?
Yes, pre-existing diseases are covered if they were diagnosed within 48 months prior to enrolment under the scheme.
What type of illnesses does this scheme cover?
The scheme covers a range of illnesses such as cancer, heart attack, stroke and mental illnesses etc., that are included in its list of covered medical conditions.
Are ayurveda treatments also covered by this policy?
Yes, ayurveda treatments are also included as part of the treatment options provided by this policy along with Unani/Siddha treatments too which are available on cashless basis in empanelled hospitals across Rajasthan state.
Does it cover maternity expenses as well?
Yes, pregnancy related expenses such as childbirth through normal delivery or C-section are also covered up to Rs 10,000 per annum under this policy after having completed three years' continuous membership in the Scheme.
Final Words:
Overall, Bhamashah Swasthya Bima Yojna offers a much needed safeguard against spiraling healthcare costs through its several features and benefits which makes sure everyone receives access to appropriate medical guidance without undue financial burden. The scheme is thus an important step towards ensuring good health for everyone in Rajasthan.